VA Builder Idaho
Idaho's premier veteran-owned construction company helping military families build custom homes with VA construction loans in Nampa, Boise and throughout Treasure Valley
Proudly Serving VeteransVeteran-Owned, VA-Approved Builder in Nampa
As an Idaho VA builder based in Nampa, ZoeyComm Construction is a veteran-owned, VA-approved builder specializing in helping military families leverage VA construction loans to build custom homes throughout the Treasure Valley. As a Marine Corps veteran, our owner brings firsthand understanding of military service and the unique VA benefits available to veterans in Idaho.
Our team has extensive experience navigating the VA construction loan process, ensuring a smooth building experience from initial planning through final VA inspection and approval. We proudly serve those who have served our country, providing quality construction with military attention to detail.
- Official VA-approved builder in Idaho
- Veteran-owned and operated
- Specialized knowledge of VA construction loans
- VA compliance expertise for all builds
- Serving veterans in Boise, Nampa, Meridian and all of Treasure Valley
- Dedicated military family support throughout the building process
Benefits of Building with Your VA Loan in Idaho
Take advantage of your earned military benefits to build the custom home you deserve
No Down Payment
Qualify for 100% financing with $0 down when using your VA loan entitlement to build a new custom home.
Competitive Interest Rates
VA loans typically offer lower interest rates compared to conventional loans, saving you thousands over the life of your mortgage.
No PMI Required
Save on monthly payments with no Private Mortgage Insurance (PMI) requirement, regardless of your down payment amount.
Design Your Dream Home
Build a custom home that meets your family's needs instead of compromising on an existing property that doesn't quite fit.
VA Compliance Assurance
Our builds meet or exceed VA's Minimum Property Requirements (MPRs), ensuring your home passes final VA inspection.
Veteran-to-Veteran Service
Work with a builder who understands military service and is committed to serving fellow veterans with integrity and respect.
VA Home Building Process in Treasure Valley
We guide veterans through every step of the VA construction loan and building process
VA Loan Pre-Approval & Planning
We start by helping you understand your VA entitlement and connect with VA-experienced lenders. Our team works with you to develop a construction plan and budget that aligns with your VA loan pre-approval amount, ensuring a smooth approval process.
VA-Compliant Lot Selection
We help you find and evaluate land that meets VA requirements or work with your existing property. Our team conducts all necessary assessments to ensure the land will pass VA approval, including environmental reviews, utilities access, and site preparation needs.
VA-Approved Construction
Our construction team builds your home to meet or exceed all VA Minimum Property Requirements. We coordinate with VA inspectors at required intervals and maintain detailed documentation throughout the build to ensure compliance and smooth payment disbursements.
VA Final Inspection & Closing
Upon completion, we prepare your home for final VA inspection, ensuring all requirements are met. Our team assists with the closing process, warranty documentation, and ensures a smooth transition from construction loan to permanent VA mortgage financing.
VA Construction Loan FAQ
Can I really use my VA loan to build a custom home?
Yes, the VA offers construction loans that allow eligible veterans to build a custom home using their VA entitlement. There are two main approaches: a one-time close construction loan (where construction and permanent financing are combined) or a construction-to-permanent loan (where you secure temporary construction financing that converts to a VA loan upon completion). As a VA-approved builder, we can guide you through either process and help you determine which option is best for your situation.
What are the requirements for VA construction loans?
To qualify for a VA construction loan, you'll need: 1) A valid Certificate of Eligibility (COE) showing available entitlement, 2) Credit and income qualification similar to standard VA loans, 3) A VA-approved builder (like ZoeyComm Construction), 4) Detailed construction plans and specifications that meet VA Minimum Property Requirements, and 5) A buildable lot that meets VA standards. We can help you navigate these requirements and connect you with VA-experienced lenders in Idaho.
How long does the VA construction process take?
The timeline for building a VA-financed home typically ranges from 6 to 12 months. This includes the initial loan approval process (30-45 days), construction period (4-9 months depending on complexity), and final VA inspection and loan conversion (2-4 weeks). Weather conditions in Idaho, material availability, and design complexity can affect the timeline. We provide detailed project schedules tailored to your specific build.
What makes a builder "VA-approved"?
A VA-approved builder like ZoeyComm Construction has demonstrated the experience, financial stability, and knowledge of VA building requirements necessary to construct homes that meet VA standards. We maintain proper licensing, insurance, and bonding as required by both the state of Idaho and the VA. Our team understands the VA's Minimum Property Requirements (MPRs), inspection schedules, draw procedures, and documentation needs specific to VA construction loans.
Ready to Use Your VA Benefit to Build Your Dream Home?
Contact ZoeyComm Construction today to schedule a consultation and learn how we can help you leverage your VA loan benefits to build a custom home in the Treasure Valley. From a fellow veteran to veterans - we're here to serve you.
Get Started with Your VA Build